k r a s i v i m e s t a

The Department of Housing and Urban Development (HUD) provides two primary programs designed to provide affordable rental housing to low-income households. HUD’s public housing and Section 8 programs use federal subsidies to attain this objective. Through Section 8, HUD pays private market landlords that the portion of a low income household’s rent that exceeds 30 percent of its income. Rents in public housing units are set at rates that are affordable to households earning considerably less than their area’s median. Citizenship/Immigration Status HUD’s Section 8 and public housing programs require that applicants become U.S. citizens or hold an”eligible immigration status,” in accordance with the program’s websites. Eligible immigration status incorporates resident aliens, who are generally called”green card holders” Income Income is the principal eligibility consideration for public housing and Section 8. Public housing residents cannot make over 80 percent of their area’s median income. The cutoff for Section 8 qualification…

The Home Affordable Refinance Program is a government program for assisting homeowners refinance their mortgages. HARP won’t lower your principal, but it might reduce your payments by giving you a better interest rate. In case you have an adjustable-rate mortgage, HARP may lower your current payments, however refinancing to a fixed speed can stop future increases you might not be able to afford. The program is set to expire on June 10, 2011. Assess your eligibility for HARP. You may be entitled to the program, according to the Making Home Affordable website, if you own and reside in a one- to four-unit house; your mortgage has been possessed or guaranteed by the federally backed corporations Fannie Mae and Freddie Mac; you’re current on your mortgage payments; the amount you owe on your first mortgage does not exceed 125 percent of the present value of your home; and you are able…

Bicycle accessories scream summer, so why don’t you look for this silent mode of transport for decorating inspiration this year? These 18 elite bicycle-themed goods are guaranteed to be pleased additions to a summery abode. — Rachel from Raenovate Zazzle Original Old-school Bike Pillow – $63.95 Summertime is all about whimsy, and Zazzle’s first old-school bicycle pillow is perfect. Etsy Bike All by Board by Design – $270 Made for the city dweller, this easy-mount bicycle rack in walnut is stylish, space saving as well as flexible. Poketo Hanako Clulow Mouse Pad – $8 Hanako Clulow’s illustration of bicycling bears is guaranteed to brighten up any home office. Grandin Road Bicycle Mat – $39 Here’s a different mat to keep your home fresh and fashionable (and keep dirt at bay). Paper Source Motorcycle Lunchskins – $13.95 These reusable snack bags are easy to wash dishwasher safe, toxin-free and not to…

I have many favorite bunny books I like to read during the year, especially in the spring as Easter approaches. Inspired by my favorite novels, I’ve collected some bunny-themed kids’ décor items which would be beautiful in any home. — Vanessa From Terrible Eagle Books Etsy Woodland Bunny Forest Animal Bookend From Graphic Spaces – $80 The bunny is holding up the novels with his ear — I really like this for a kid’s room! Etsy Nursery Goodnight Art Whimsical Deer And Baby Bunny by PesceRosso – $30 A whimsical deer and infant rabbit picture would be beautiful in a nursery. I love the delicate lines and soft colors. The Land of Nod The Country Bunny and the Little Gold Shoes by Du Bose Heyward – $15 This is a timeless Easter rabbit read. My family loves this publication. Etsy Bunny Rabbit, Solid Brass Paperweight by Buffalo Winter – $22…