Author: Yarstions

Homeowners need insurance as it protects them from costly liability suits, covers them in case of weather- or fire-related damage to their homes, also pays for losses sustained from theft. When a homeowner owes money on his house, he wants to get insurance to protect both himself and the lending company. Homeowners whose homes are completely compensated for also carry insurance to protect themselves financially. Construction Coverage At the minimum, all lenders require the construction of the house to be insured. Policies cover losses from fire and weather, but may not cover a building that’s damaged by earthquake or flood. Homeowners can add protection against these dangers to the policy, which will increase the premium. Conventional insurance policies cover damage from fire, smoke, hail, wind, vandalism and theft. The building is insured for its value. At a volatile housing market, worth can go up or down quickly, and it’s the…

As I tossed and turned another night, worrying about whether to spring for a cowhide rug or stick with sisal, I couldn’t help but wonder: Why was I carrying my house so badly? Sure, decorating is expensive. But is therapy. Every now and then, it is necessary to cut loose — to engage your inner child and let your freak flag fly. I am not referring to painting your home in polka dots. I am referring to adding one thing that’s a little unexpected. Perhaps it’s an unusual accent shade or upholstery fabric, or a wall treatment. Or perhaps it’s a thing you’re showing from context — shifting something commonplace to some work of art. There is nothing really so disarming as a adult who knows how to be a child. I am not on my second youth yet, but I am working on it. After all, I purchased the…

You might be knowledgeable about the kitchen work triangle and its emphasis on an efficient kitchen design. But did you know that this notion has been in use for more than a hundred decades? Initially developed in European kitchens, the conventional kitchen work triangle was fine-tuned from the 1950s, when kitchens were reconceived as one-person spaces separate from the rest of the home. Those kitchens usually included just a range, refrigerator and sink; the arrangement of these attributes shaped the work triangle. Today’s kitchens are extremely different, inspiring new designs, but they still assemble on the older logic of the efficient workspace. Rempe Construction Open concept. Putting the fridge at the entrance to the interior work place enables family members to get the fridge without interrupting the cook. Both the fridge and wall mount have a drop-off zone in immediate reach. Based upon the exact space between the sink and…

When remodeling a house, architects are tasked with fixing or altering a preceding architect’s layout. For Bill Willers that preceding architect turned out to be himself. In 2002 he completely renovated and added on to a 1966 Sea Ranch–fashion home in Sonoma, California, for a set of clients whose conventional style included granite countertops, distressed stone tile and Crafts–style light fixtures. Nearly a decade later, those clients moved out and the home’s new owners approached Willers to remodel the distance to their requirements. This time Willers and his clients chose finishes he hopes will last through design tendencies. “This way the insides have longevity and timelessness,” he says. “Light, openness, sense of distance — these things define really good architecture no matter what finishes are. If finishes help that, then it helps the whole thing endure.” at a GlanceWho resides: A investment banker and a potterLocation: Sonoma, CaliforniaSize: Around 3,200…

A woman nicknamed Birdie has her very own unique nest within an Ohio backyard. It’s a playhouse inspired by her favourite novels, the Beatrix Potter tales her parents really like to read to her. Constructed when Birdie was 3, the playhouse is modeled following the family’s home, right down into the implanted urns on the front porch. Interior designer Susan Lobalzo tricked out the home inside for tea parties, reading and much more kiddo fun. Come like a little playtime inside this dreamy little house. Playhouse at a GlanceWho performs here: BirdieLocation: Kent, OhioSize: 55 square feet and a loft Lobalzo Design Associates The playhouse was modeled following the principal house on the property, such as the lanterns along with the widow’s walk on the roof. Lobalzo Design Associates, Ltd The family believes the home an heirloom that generations will enjoy, and plans to take it upon any future proceeds….