Decorating Guides

Uses for Plastic Ice Cream Buckets

Plastic ice cream buckets give durable storage for toys and art supplies, or utilize them as forms for concrete plant pots and outdoor accessories. Upcycle the buckets by painting them or covering them in fabric or cosmetic tape to mask their initial purpose. Molds for Homemade Planters Create your own decorative concrete planters using plastic ice cream buckets as the moulds or forms for your handiwork. Cover the inside of the ice cream bucket with plastic wrap, followed by oil jelly, and pour mixed concrete into the bottom 1/2 inch of the bucket. Wrap the outside of a slightly smaller plastic ice cream bucket or food container with plastic wrap, again coating it in oil jelly; then rest it atop the wet cement. A weight inside the smaller container keeps the container from going as more cement is added about it. Fill the area around it using additional wet cement,…

Eclectic Homes

How to Alter Lath & Plaster With Cement Board

Replacing lathe and plaster in your house’s toilet is a time consuming and messy task, but the results could be worth it. You can update wiring, add insulation and replace plumbing running inside the walls by substituting plaster. With just a little know-how, you can replace your walls and ceilings and have them look new again — and also be resistant. Tape tarps which you want to protect. Falling or flying plaster may lead to damage and isn’t easy so it’s important to protect anything you do not plan on tearing 27, to clean up. Wear a dust mask to protect your lungs and work gloves. . Punch a hole in the lathe and plaster between studs using a sledgehammer. The hole needs to be approximately 1 foot square to give you space for maneuvering. Put the claw end of a hammer inside the hole and use it to pry…

Renting and Tenant Rights

The Practice of Purchasing a House in Foreclosure

A house in foreclosure requires that the mortgage loan be brought current. This is the legal way to bring the foreclosure process. The seller should give permission for your purchaser to buy the property. The purchaser will have to communicate in order with the mortgage creditor to find out details about the loan, such as the loan’s condition, the number of payments past due, the interest because of the balance on your loan. Ideally, the purchaser ought to have the seller sign a written release allowing the purchaser to speak with the creditor about the mortgage loan. Permission to Purchase With consent of the seller, the purchaser should contact the creditor. The purchaser might try to negotiate advantageous terms on the loan. It’s likely that the lender will permit the purchaser to assume the loan. Of course, the purchaser would have to bring the loan current. Or the purchaser might…

Renting and Tenant Rights

Rent to Legal Questions

A person with bad or limited credit history can buy a rent-to-own house without upfront funding. A rent-to-own arrangement allows the seller to function as the landlord and get steady payments while remaining the home’s legal owner. A portion of the buyer’s rent payments goes toward the purchase price of the property for the duration of the rent-to-own arrangement. The purchaser has the right to use a buy option in the arrangement to buy the house while the contract is in effect. Purchase Deal A properly signed and implemented rent-to-own arrangement is legally binding provided that the wording doesn’t violate existing state or federal laws. The rent-to-own contract contains all of the conditions of the arrangement between the seller and the purchaser. The amount of time the contact is successful have to be specified in the record, as well as restrictions imposed by the seller along with the total purchase…

Eclectic Homes

FHA Manufactured Home Rules

The Federal Housing Administration, or FHA, has been helping low- and moderate- income Americans find safe, affordable home since 1934. FHA loans are government-backed loans aimed toward helping those who fall through the cracks of traditional loan guidelines receive mortgages at fair prices and terms. 1 group of buyers who has difficulty locating mortgages is made (mobile) homebuyers, because most lenders will not finance this type of home. The FHA insures mortgage loans to get both based manufactured homes on permanent lots, new manufactured homes to go on owned lots and mix land/home unit purchase loans. Characteristics All lenders who offer FHA loans are required to fulfill at least the minimum standards set from the FHA. Some lenders may apply stricter guidelines than the FHA, but they may not discriminate against particular kinds of properties. To get a manufactured home to accommodate, it has to have a minimum square footage…